Disclosure

Last updated: May 2026.

This page covers everything you should know about how The Bitcoin Parent operates: what we are, what we're not, how we make money, and the risks that come with the topics we write about. If you have questions about anything here, see About for contact details.

Editorial mission

The Bitcoin Parent is an educational site for parents who want to understand money and Bitcoin well enough to teach their kids. Every article is written from the perspective of one parent (Jon Stenstrom) sharing what he's read, tested, and thought through with his own family. The goal is clarity, not authority.

We are not financial advisors

The Bitcoin Parent is not a registered investment advisor (RIA). Jon Stenstrom is not a licensed financial planner, tax attorney, or estate attorney. Nothing on this site is financial, tax, legal, or investment advice. Articles describe options, name products, and share opinions; they are not personal recommendations for your specific situation.

Before acting on anything you read here (especially anything involving taxes, retirement accounts, custody choices, or estate planning), consult a licensed professional who knows your full financial picture and your state's laws.

Risks you should understand before investing in Bitcoin

Bitcoin and other crypto assets carry meaningful risks. Read this section before acting on any Bitcoin-related content on this site.

• You can lose all of your investment. Bitcoin's price has dropped 70-80% from its highs multiple times in its history. There is no floor.
• Past performance does not predict future returns. Historical price charts and growth statistics quoted on this site are not a guarantee of future performance.
• Bitcoin is not insured. Unlike bank deposits, Bitcoin is not protected by the FDIC, SIPC, or any government insurance program. If your exchange fails or your keys are lost, the Bitcoin is gone.
• Self-custody comes with responsibility. Holding your own keys removes third-party risk but transfers all custody risk to you. Lost seed phrases cannot be recovered.
• Tax treatment is complex. Bitcoin is treated as property by the IRS, with capital gains implications when you sell, exchange, gift, or otherwise dispose of it. Rules change. Talk to a tax professional.
• Regulation may change. Federal, state, and international rules governing Bitcoin and tax-advantaged accounts (IRAs, Trump Accounts, 529 plans) may change in ways that affect strategies discussed on this site.

How we make money

The Bitcoin Parent makes money two ways:

• Affiliate referrals. When you sign up for certain products through links on this site, we may receive a referral payment from the company. This is at no additional cost to you. We disclose individual affiliate links with rel=“sponsored” at the link level and a one-line disclosure at the top of any article that contains them.
• Book sales. Jon's book, My First Bitcoin Book, is sold through standard retail channels. See /book.

Current affiliate relationships

As of May 2026, The Bitcoin Parent has affiliate relationships with the following products. We only recommend products we use ourselves.

• River (Bitcoin exchange with 0% fee recurring buys). Referral link: river.com/invite?r=2SD3FYMF
• Cash App (banking and Bitcoin app, including the new Managed Accounts for kids 6-12). Invite link: cash.app/app/NBG83JH
• Unchained (multisig self-custody Bitcoin IRAs and vaults). Mentioned without an active referral code at this time.

We may add or remove affiliate relationships over time. This list is the source of truth.

Editorial independence

No company has paid us to write a positive review, change an opinion, or include specific language. Affiliate relationships do not influence whether we recommend a product. We've recommended several products on this site without affiliate arrangements (because they're the right answer) and have declined affiliate partnerships with products we wouldn't use.

When we write a review, we say what we actually think, including the negatives. If we ever change a published opinion based on new information, we update the article and note the change.

Content accuracy and corrections

We do our best to keep facts, statistics, prices, and tax rules accurate as of the date published. Bitcoin and financial regulations change quickly. Verify time-sensitive information (contribution limits, tax thresholds, product features) against the original source before acting.

If you spot a factual error, email us via the About page and we'll correct it.

Use at your own risk

You use this site and its content at your own risk. The Bitcoin Parent is not liable for any losses, damages, or adverse outcomes resulting from decisions made based on information provided here.

See also: Terms of Use · Privacy Policy